RID Freelance Interpreter Business Insurance Program Comparison

Since DHH Insurance Agency has become the selected provider of insurance to RID members, we have designed a comprehensive program to protect you! See the benefits for yourself.

Professional Liability / Errors and Omissions
Old Program – $116
New Program – $350

The new program charges one price (excluding taxes) with no hidden or added charges.

General Liability
Old Program – $110
New Program – Included

The old program charges extra to cover claims made against you for causing bodily injury or property damage to others. If you knocked over a medical monitor in a hospital, can you afford it?

Additional Insured Coverage as Required
Old Program – $142/each
New Program – Included

When you are required to provide a certificate of insurance in order to do a function or job, the old program will charge you $142 extra each time that you need the certificate with additional insured coverage. The new program charges you nothing extra!

Coverage For Your Business Property
Old Program – Not Covered
New Program – Included

When you are required to provide a certificate of insurance in order to do a function or job, the old program will charge you $142 extra each time that you need the certificate with additional insured coverage. The new program charges you nothing extra!

Total Cost
Old Program – $369
New Program – $350

The new Program saves you money while providing comprehensive coverage and ease in buying the insurance!

Deaf/Interpreter Friendly
Old Program – NO
New Program – YES

Both DHH and Philadelphia Insurance Companies (PHLY) are deaf friendly. For the past 35 years, DHH has been using deaf interpreting services. While Philadelphia Insurance Companies started it's business serving the deaf community. Like DHH, it continues today!

Supporter of RID
Old Program – NO
New Program – YES

DHH and PHLY support RID by using their member's services and by paying marketing/advertising fees to the association.

Freelance Interpreter Insurance Program

What is General Liability and why do I need it?

While acting in your profession as an interpreter, you face possible exposures to loss everyday to others. When you are a hospital, university, or court- you may accidentally cause bodily injury or property damage to another by accident- from you slipping, falling, or knocking something over. When you cause bodily harm or property damage to others, you can be liable. This insurance defends you from the claims, suits, or actions that others who seek to get paid for their damages. Additionally, many businesses and organizations for who you are working as a free lance interpreter will require you to carry or have this type of insurance in place before you come on the premises to do your work. The NEW Program provides this coverage for NO ADDITIONAL charge. It is included!

What is Additional Insured Coverage and What is a Certificate of Insurance?

Many times an organization (school, hospital, court, etc.) will ask you – the free lance interpreter - to provide proof of insurance. The proof comes from a Certificate of Insurance, which DHH can issue to the organization.

Sometimes; however, the organization will ask you for this proof along with a request to cover them on your policy for any claims, loss, damage, or suit from others who you might get injured during the course of your interpreting.

This request to be covered under your policy is known as "Additional Insured" coverage. Adding the organization to your policy actually increases the exposure for the insurer, and many insurance companies charge extra to add this coverage.

Under the RID Free Lance Interpreter Insurance Program which is offered through DHH Insurance Agency and which is underwritten by Philadelphia Insurance Companies, there is NO added cost for this coverage. It is provided automatically.

FYI: You can change your current liability to the DHH Program at anytime to receive this excellent Product and Service now! (By cancelling your policy midterm, you can request a refund if needed)